Decorating Your Home for Christmas

Kim J. Clark

The time has come to start putting up Christmas decorations. But, before you rush off to your local store to buy this year’s collection of baubles, wreaths and garlands, think carefully about your decorating theme. Christmas themes can vary from traditional to modern; elegant to fun; natural to high-tech etc. […]

Don’t Sell Your Home, Turn it Into a Rental!

Kim J. Clark

Instead selling you residence to purchase another home, you may decide not to sell your residence and turn it into a rental property. In this case, the next house that you purchase and live in once again qualifies you for the lower owner-occupied loan rate. This approach also makes it […]